Helping Pet Parents Prepare for the Unexpected
BARK U proudly partners with Trupanion to help pet parents access trusted pet insurance coverage and support unexpected veterinary costs with confidence and peace of mind.
TRUSTED PET INSURANCE PARTNER
For pet parents feel more confident and prepared throughout their dog’s life.
SUPPORTING RESPONSIBLE PET OWNERSHIP
We believe proactive care, education, and preparation help dogs live healthier, happier lives.
PEACE OF MIND FOR PET PARENTS
Pet insurance can help families feel more financially prepared for life’s unexpected moments and veterinary care needs.
RECOMMENDED BY PET CARE PROFESSIONALS
Trupanion is trusted by veterinary and pet care professionals for its commitment to pet health and support.
WHY WE PARTNER WITH TRUPANION
Why We Believe Pet Insurance Matters
As professionals who care for dogs every day, we’ve seen how quickly unexpected accidents and illnesses can lead to costly veterinary care. Whether it happens at home, on vacation, at the park, or during everyday life, we believe no family should have to delay care because of cost.
Responsible pet ownership starts here
Peace of Mind for Every Adventure
Unexpected accidents and illnesses can happen to any dog—whether they’re hiking, playing at daycare, or relaxing at home.
That’s why BARK U partners with Trupanion, helping families prepare for the unexpected with comprehensive pet medical insurance designed to provide peace of mind when it matters most.
Benefits of Pet Insurance
Unexpected Injury Coverage
From broken bones to emergency surgeries, help reduce the financial burden of unexpected accidents.
Coverage for New Illnesses
Protection for eligible illnesses and conditions that may arise throughout your dog's life.
Lifetime Coverage
Coverage continues for eligible new conditions throughout your dog's lifetime with no annual payout limits.
Choose Your Veterinarian
Visit any licensed veterinarian or emergency hospital in the United States, Canada, and Puerto Rico.
STILL DECIDING?
3 Questions Every Dog Owner Should Consider
Pet insurance is a personal decision, but these questions can help you think through whether coverage may be helpful for your family.
Am I prepared for the unexpected?
- Pet insurance isn't about expecting something will happen—it's about being prepared if it does. Accidents, injuries, and illnesses can happen to even the healthiest dogs, and treatment can become expensive quickly.
Could I afford a large vet bill?
- Emergency care can cost thousands of dollars. If an unexpected expense would create financial stress, pet insurance can help you focus on your dog's care instead of the cost.
Do I want coverage before an issue?
- The earlier coverage starts, the more protection your pup can have in place before potential issues develop. Many BARK U families use Trupanion's complimentary 30-day offer to explore coverage and decide if it's the right fit.
How it works
- Visit your veterinarian - Your dog simply needs a healthy exam.
- Activate within 24 hours. Call or enroll online using BARK U's code.
- Enjoy 30 days of coverage. Immediate protection for eligible new accidents and illnesses.
- No obligation
- No credit card required
- Immediate coverage for eligible new accidents and illnesses
- 90% coverage on eligible costs
- Unlimited payouts
Ready to get starteD?
You're Their Champion. Let Us Be Yours.
BARK U is proud to partner with Trupanion to offer every client a complimentary 30-day trial of pet insurance.
Start Your 30 Day Free Trail:
- Visit the veterinarian with your pup.
- Call within 24 hours to trail Trupanion Insurance.
- Enjoy immediate coverage from the unexpected for 30 days.
After your next vet appointment, call 833.414.0176 within 24 hours to activate your offer.
Exclusive Code for our BARK U Clients:
BRX1BU26
What if my dog recently had a vet exam? Does my dog need to go again in order to activate the BARK U x Trupanion Exam Offer?
To receive the exclusive benefit of waived waiting periods and immediate coverage, a basic vet exam must be completed just prior to activating your offer.
If your pup recently had an exam, your veterinarian will simply need to perform another basic exam before activation. This ensures your coverage starts right away with no delays.
What kind of exam is needed?
Your pup only needs a basic “nose to tail” wellness exam from your vet prior to activating the Exam Offer. No extended tests or bloodwork needed. Since one of the amazing benefits of your exclusive BARK U Offer is the immediate coverage, the exam establishes that there are no obvious signs of your pup being sick or injured prior to activating the offer.
Even if your vet does note a specific issue, you can still activate the coverage; however, the noted condition may be considered pre-existing and not covered by the policy.
NOTE: An approved exam means an exam by a licensed DVM (Vet technicians would not qualify), and the assumption is that the medical records for that exam will be kept on file by the vet.
What if my dog fails their exam?
No pup will ever be denied the opportunity for coverage with Trupanion for any reason other than if it is older than 14 years at the time of activation. Coverage is only available if the policy is started prior to a pup’s 14th birthday. If any physical ailment is noted during the exam, that issue may be considered pre-existing and ineligible for coverage; however, the pup will still be eligible for a policy, and all other new conditions would be covered.
How do I enroll for the 30-day trial?
After your dog’s most recent vet appointment, call 833-414-0176 and reference the exclusive code for BARK U clients: BRX1BU26.
You can also register online at trupanion.com. Click ‘Start Offer’, select ‘Vet Offer’ and then fill in your details. For ‘adoption date’, be sure to enter your dog’s exam date/vet visit date.
What isn’t covered under the Exam Offer?
Like most pet insurance policies, Trupanion does not cover:
- Pre-existing conditions (anything showing signs or symptoms before activation)
- Exam fees or consultation fees
- Preventative or wellness care (vaccines, flea/tick prevention, routine dental cleanings, etc.)
Do I need to put a credit card on file to activate my Exam Offer?
No credit card is required to activate your free 30-day trial.
If you’d like your coverage to automatically continue after the trial, you can add a payment method — but it’s completely optional. There is no risk to activating your offer.
NOTE: When calling in, you will never be obligated to give credit card information in order to activate the Exam Day offer. You may be asked if you would like to put one on file by the Trupanion care team, but there no pressure to do so.
What happens if my pup has an accident or illness during the 30-day trial?
If your pup needs veterinary care during your trial:
- Visit any licensed veterinarian, clinic or emergency vet hospital
- Pay for the visit
- Submit a claim through your Trupanion online portal for reimbursement
If your veterinarian is a Trupanion Vet Direct Pay partner, Trupanion can pay the vet directly for their portion — meaning you would only pay your share at checkout.
Trupanion is currently the only pet insurance provider that offers direct payment to participating veterinary hospitals.
An overview of the coverage included can be found here.
More information on an example of costs and Trupanion support can be found here.
What happens after the free 30-day trial?
You can choose to continue coverage at any time during your 30-day trial — or even when you first activate.
No matter when you decide, your first month is completely free. You’ll receive reminder emails from Trupanion as your trial period comes to an end, so nothing catches you off guard.
If you do not want to continue coverage after 30 days, no further action is needed. Your 30-day trial will simply end, along with your pup’s coverage.
If you choose to continue with coverage, you can follow the step-by-step directions provided in the Trupanion emails for adding a payment to your account.
How much does a Trupanion policy cost?
As a BARK U client using the Exam Offer, your first 30 days are completely free.
If you’d like to explore what your monthly premium would be after the trial, you can:
- Call Trupanion’s Customer Care team at 833-414-0176
- Visit www.trupanion.com and click “Get a Quote”
Pricing is personalized and based on:
- Your chosen deductible (anywhere from $0–$1,000)
- Your pup’s age, breed, and gender
- Your zip code (local veterinary costs vary)
Choosing a higher deductible can lower your monthly premium — but coverage itself does not change. Every plan provides the same comprehensive protection.
Will my monthly price increase every year?
Monthly premiums may adjust over time — but only if the cost of veterinary care increases in your area.
Unlike many other companies, Trupanion:
- Does not use “birthday pricing” (your pet aging does not automatically increase your premium)
- Will never raise your price due to the number of claims you submit
- Will never cancel coverage because you’ve used your policy
Starting coverage when your pup is young often means the lowest starting premiums and fewer pre-existing exclusions.
What if I complete the Exam Day but miss the activation window?
If you complete an exam but miss the activation window, in order to take advantage of the 30-day, no cost and immediate coverage that BARK U Offers, you would need to have another exam performed prior to activating the offer.
